Prepaid Credit Cards?
What Are They?
Prepiad credit cards offer the convenience of credit cards, without the debt.
By applying money to your account, you set your spending limit.
Prepaid credit cards are re-loadable ( you can add more money to your account ) and safer than carrying cash!
Prepaid cards
( Also called Stored Value cards )
do not get you into debt
Only transactions up to the balance loaded onto the prepaid account will be authorized.
Because of this fact, you can only spend the amount of money deposited into your account.
Most prepaid card providers enable you to manage your account online or via the telephone. So, you are always within easy reach of your balance.
As it’s your own money, and not credit, there are no interest charges, late payment or over limit fees.
In some cases, you don’t even need to be 18 to apply for one!
You are in complete control
of your money...
and do not need to carry around large amounts of cash.
In most cases, if your card gets lost or stolen, your remaining balance will be transferred across to a new account, and you will receive a replacement card.
|
Prepaid Cards - Easy Locator
Compare & Apply
It's Just That EASY!
|
Business Uses...
for Prepaid Credit Cards
By providing a pre paid debit card, an employer is able to load the card with the employee’s salary in a fast, cost effective, and efficient manner.
By using prepaids, the company is reducing the overhead on cash handling or check processing.
The employee is provided with a prepaid payment card, rather than having to pay high fees for cashing a checks or carry their weekly wages in cash.
The card will be accepted worldwide at millions of physical locations plus the world wide web!!
To Sum it Up..
-- Compare the costs and features of prepaid cards carefully to choose the one that’s best for you.
-- As you compare features, understand what protections each card offers for different situations, including if the bank that issues the card closes.
-- No credit check is required to get a prepaid card, but you will need to prove your identity and address for guaranteed acceptance.
|
| Prepaid Visa® RushCard |
|
Intro
APR |
Intro
Period |
Regular
APR |
Annual
Fee |
| N/A* |
N/A* |
N/A%* |
N/A* |
|
- Created by Russell Simmons to provide Financial Freedom and Respect
- NO monthly, NO annual fees and NO hidden fees
- Quick and easy! Everyone is eligible! NO credit check
- FREE direct deposit of pay, tax refund, and government benefits
- Access your money at over 850,000 ATMS
- Free 24x7 customer service, activity status, & balance inquiries
- Use anywhere Visa debit cards are accepted-in stores, on the internet, and over the phone
- Helps control debt-you can't overspend!
|
|
|
| Baby Phat Prepaid Visa® RushCard |
|
Intro
APR |
Intro
Period |
Regular
APR |
Annual
Fee |
| N/A* |
N/A* |
N/A%* |
N/A* |
|
- Show your style with the BabyPhat RushCard
- NO monthly, NO annual fees and NO hidden fees
- Quick and easy! Everyone is eligible! NO credit check
- FREE direct deposit of pay, tax refund, and government benefits
- Access your money at over 850,000 ATMS
- Free 24x7 customer service, activity status, & balance inquiries
- Use anywhere Visa debit cards are accepted-in stores, on the internet, and over the phone
- Helps control debt-you can't overspend!
|
|
|
| Wired Plastic™ Prepaid Visa® Card |
|
Intro
APR |
Intro
Period |
Regular
APR |
Annual
Fee |
| N/A* |
N/A* |
N/A%* |
39.95* |
|
- New Card for Convenient Tap-n-Pay Purchases at Merchants Nationwide
- No Bounced Check, NSF and Overdraft Charges EVER!
- FREE Rewards Program - Earn 1 point for every $1 spent, redeem for Prepaid Wireless Airtime, Music Downloads, LD Calls
- FREE Bill Pay Service - Pay Anyone Online or Over the Phone
- FREE Credit Builder with Overdraft Protection
- FREE Mobile & Email Alerts
- FREE Direct Deposit - Eliminate Check Cashing Fees
- Add Cash Instantly at 100,000 Retail Locations Nationwide
|
|
|
| AccountNow™ Prepaid MasterCard® |
|
Intro
APR |
Intro
Period |
Regular
APR |
Annual
Fee |
| ** |
N/A* |
N/A%* |
See Terms** |
|
- Build your credit with the new iAdvance loan option(SM)
- Instant Guaranteed Approval* – no credit check, no security deposit
- $0 ACTIVATION FEE – when you load your card by direct deposit
- Free Direct Deposit – no more check cashing fees
- Free Online Bill Pay – no need for expensive money orders
- Free Credit Builder† – bill pay transactions are reported to PRBC®
- No Overdraft Fees – no minimum balance required
- Reloadable - $10,000 balance limit
|
|
|
| First Vineyard MasterCard® Card |
|
Intro
APR |
Intro
Period |
Regular
APR |
Annual
Fee |
| N/A* |
N/A* |
N/A%* |
** |
|
- Receive cash back from your own spending
- Receive cash compensation from the spending of anyone in your compensation tree.
- Live debt free and receive compensation for your everyday spending.
- Reload your card directly from your payroll or bank account
- Powerful Online Account Management
- Online Bill Payment service included – Pay your bills directly with our powerful bill payment service
- Card Accepted at 30 Million merchants & One Million ATM machines
|
|
|
| All-Access® Visa® Prepaid Card |
|
Intro
APR |
Intro
Period |
Regular
APR |
Annual
Fee |
| ** |
N/A* |
N/A%* |
None* |
|
- As seen in stores nationwide
- Extra user cards – EXCLUSIVE OFFERING!
- FREE (5% APR) savings account - EXCLUSIVE OFFERING!
- FREE 2-way text message alerts - EXCLUSIVE OFFERING!
- FREE mobile money transfers - EXCLUSIVE OFFERING!
- Refer-a-Friend and you both get paid - EXCLUSIVE OFFERING!
- Direct deposit - get paid fast
- Unlimited purchase transactions
- Pay bills online 24/7
- Black or silver card options
- Cash load up to $10,000 at over 65,000 locations
- Signature, PIN or ATM transactions accepted
- NO credit check
- NO bank account required
- NO upfront cost to order
- NO overdraft fees
- NO minimum balances
|
|
|
|
