Bad Credit History - Credit Card Offers - Late Delinquent Payments

Credit Card Options Menu: - Select your Cards by Type:

Good People...
with Bad Credit

Becoming Financially Fit!

Hand selected offers for people who have a blemished credit history.
Do you have late payments or delinquent debts?

These credit card offers are an excellent tool to strengthen or rebuild your credit.

Remember - It's never too late to improve your credit standing. Apply right now.
Secured and unsecured card options are available.

Orchard Bank Classic MasterCard
Rebuild Your Credit

Improving Credit History

You know it's important to get regular physical exams and take your car in for oil changes and tune-ups. But what are you doing to make sure your finances are in good shape, too?

Anytime is a great time to give your finances a checkup, but it's never too early or too late to make sure you're properly managing your money.

Reviewing Credit Accounts

Talk to a customer service representative at your bank to make sure you're signed up for the accounts and the features that best fit your credit needs, especially if your financial situation has changed recently.

For example, if you tend to carry a balance on your credit card, find out if you can qualify for a card with a lower interest rate. Or, ask if your bank offers special deals if you maintain certain balances or use additional services, such as direct deposit of your paycheck.

Be sure to compare your bank's products and services with those of competitors. Don't be afraid to shop around.

At a minimum you'll want to know that the rates, fees and services at your current bank are at least comparable to what's out there in the marketplace for the services you need and, most importantly, that the services you are using still meet your needs.

Manage your child’s allowances or send money to a loved one.
You can open multiple cards for various family members.
You can share funds between UPside cards instantly and at no cost.
Check activity on cards and load funds online.

Money can be loaded from your checking free of charge!
You can also load funds through a simple phone call.
Funds loaded from your credit card are made available instantly on your card.

Click NOW for Application

Reducing Expenses & Debt

It's easy to overspend in some areas and neglect other priorities such as reducing high interest debt, saving for a down payment on a car or a home, or putting money away for your retirement.

That's why you should use your periodic financial checkup as an opportunity to see where your money has been going and make adjustments in your spending and saving plans for the future. It's certainly worth trying any system – ranging from a computer-based budget program to hand written notes – that will help you keep track of your spending each month and enable you to set and stick to limits you consider appropriate.

You might be surprised how much you spend, even on small, incidental things such as snacks or specialty coffee. You also might be surprised at how keeping track of your spending can make a big difference in achieving your goals.

When reviewing your payments and spending, also make sure you have enough insurance to protect your family – such as disability insurance to replace lost income during a serious illness, life insurance in case a wage earner dies, home owner's or renter's insurance, and health insurance to cover medical bills.

PAY NOTHING NOW
No Application!
Don't Delay - Apply Right Now

Poor Credit History - Credit Applications


	`Bad Credit History - Credit Offers`

First PREMIER® Bank Gold MasterCard®/Visa®

Intro APR	Intro Period	Regular APR	Annual Fee
See Terms*	See Terms*	See Terms%*	See Terms**

Low APR on purchases
Reports monthly to 4 Major Credit Bureaus
A Credit Card for Those with Less than Perfect Credit!
Quality Customer Service
Accepted where you see the MasterCard or Visa logo
Over 3 million credit card holders
Apply today for a MasterCard/Visa
Enjoy the benefit of 24-hour phone account access
All applications accepted!
All credit types welcome to apply!
This card may be able to help build, rebuild, or re-establish your credit if you make ontime payments with all of your creditors and maintain your account balances below the credit limits.

Centennial® MasterCard®/Visa®

Intro APR	Intro Period	Regular APR	Annual Fee
See Terms*	See Terms*	See Terms%*	See Terms**

Low APR on purchases
Reports monthly to 4 Major Credit Bureaus
A Credit Card for Those with Less than Perfect Credit!
Quality Customer Service
Accepted where you see the MasterCard or Visa logo
Over 3 million credit card holders
Apply today for a MasterCard/Visa
Enjoy the benefit of 24-hour phone account access
All applications accepted!
All credit types welcome to apply!
This card may be able to help build, rebuild, or re-establish your credit if you make ontime payments with all of your creditors and maintain your account balances below the credit limits.

First PREMIER® Bank MasterCard®/Visa®

Intro APR	Intro Period	Regular APR	Annual Fee
See Terms*	See Terms*	See Terms%*	See Terms**

Low APR on purchases
Reports monthly to 4 Major Credit Bureaus
A Credit Card for Those with Less than Perfect Credit!
Quality Customer Service
Accepted where you see the MasterCard or Visa logo
Over 3 million credit card holders
Apply today for a MasterCard/Visa
Enjoy the benefit of 24-hour phone account access
All applications accepted!
All credit types welcome to apply!
This card may be able to help build, rebuild, or re-establish your credit if you make ontime payments with all of your creditors and maintain your account balances below the credit limits.

Centennial® Gold MasterCard®/Visa®

Intro APR	Intro Period	Regular APR	Annual Fee
See Terms*	See Terms*	See Terms%*	See Terms**

$50 Credit Limit Increase by Making your first 2 Minimum Payments!
Low APR on purchases
Reports monthly to 4 Major Credit Bureaus
A Credit Card for Those with Less than Perfect Credit!
Quality Customer Service
Accepted where you see the MasterCard or Visa logo
Over 3 million credit card holders
Apply today for a MasterCard/Visa
Enjoy the benefit of 24-hour phone account access
All applications accepted!
All credit types welcome to apply!
This card may be able to help build, rebuild, or re-establish your credit if you make ontime payments with all of your creditors and maintain your account balances below the credit limits.

Orchard Bank Classic MasterCards

Intro APR	Intro Period	Regular APR	Annual Fee
0%*	6 Months*	7.90 - 15.99%*	None - $79*

0% Introductory APR for 6 months on purchases and balance transfers, for qualified applicants*
Acceptance at millions of locations worldwide, including website purchases and reservations
Your account information is updated and at your fingertips 24/7 so you can manage it your way
Email and text messages to remind you of your upcoming payment due date with online enrollment

New Millennium Bank Platinum Visa® or MasterCard®

Intro APR	Intro Period	Regular APR	Annual Fee
N/A*	N/A*	19.5%*	$59*

Reports to ALL 3 Bureaus
No Credit Check
Be Approved Regardless of Credit History
Special High Introductory Savings Rate
Bonus $3,000 credit line with My Computer Club

* Terms and conditions apply

Centennial® Secured MasterCard®

Intro APR	Intro Period	Regular APR	Annual Fee
See Terms*	See Terms*	See Terms%*	See Terms**

All journeys no matter how long, begin with a first step. Centennial® knows that getting credit can be challenging. Start your journey with a secured Centennial® MasterCard. Applying is simple, quick and safe.

Reports monthly to 4 Major Credit Bureaus
A Credit Card for Those With Less Than Perfect Credit
Accepted where you see the MasterCard Logo
Quality Customer Service
Over 3 Million Card Holders
Enjoy the benefit of 24 hour account access by phone
All applications accepted!
All credit types welcome to apply!
This card may be able to help build, rebuild, or re-establish your credit if you make ontime payments with all of your creditors and maintain your account balances below the credit limits.

First PREMIER® Bank Secured MasterCard®

Intro APR	Intro Period	Regular APR	Annual Fee
See Terms*	See Terms*	See Terms%*	See Terms**

Apply now for a credit card for those with less than perfect credit. Join the more than 3 million cardholders who have experienced the satisfaction of a First PREMIER® Bank credit card. Apply now, it’s quick and easy.

Reports monthly to 4 Major Credit Bureaus
A Credit Card for Those With Less Than Perfect Credit
Accepted where you see the MasterCard Logo
Quality Customer Service
Over 3 Million Card Holders
Enjoy the benefit of 24 hour account access by phone
All applications accepted!
All credit types welcome to apply!
This card may be able to help build, rebuild, or re-establish your credit if you make ontime payments with all of your creditors and maintain your account balances below the credit limits.

Horizon Gold Credit Card

Intro APR	Intro Period	Regular APR	Annual Fee
**	N/A*	N/A%*	$14.95 Monthly*

Guaranteed Approval!
Bad Credit Accepted!
No Employment Check!
Reports to Major Bureau!

Continental Finance MasterCard®

Intro APR	Intro Period	Regular APR	Annual Fee
N/A*	N/A*	19.92%*	$50*

Get Your Application Results in Seconds
Monthly reporting to the Major Credit Bureaus
Free Online Access
Excellent Online Tools for Managing Your Finances
Semi-Annual Credit Limit Increases*
No Minimum Monthly Income Requirements
Unsecured MasterCard Accepted at Millions of Locations Worldwide

*See website for other fees, rates, and terms and conditions

Continental Finance Gold MasterCard®

Intro APR	Intro Period	Regular APR	Annual Fee
N/A*	N/A*	As Low As 9.75%*	$25.00*

Rates As low as 9.75% APR*
Unsecured MasterCard Accepted at Millions of Locations Worldwide
Monthly reporting to the Major Credit Bureaus
Free Online Access
Excellent Online Tools for Managing Your Finances
Semi-Annual Credit Limit Increases*
Prestige of carrying a Gold card

*See website for other fees, rates, and terms and conditions

UltraVX Visa®

Intro APR	Intro Period	Regular APR	Annual Fee
**	N/A*	N/A%*	See Terms**

Credit-On Demand™: up to $25,000 credit line—Patent Pending
Instant Approval: no credit check, no minimum income or bank account required
Credit Reporting: reports to major credit bureaus
Clear Rewards™: American Airlines, Southwest, jetBlue, Marriot, and more…no restrictions!
Powerful Account Features: direct deposit, bill pay, free alerts, add cash instantly at 100,000 retail locations nationwide

Aventium(SM) Gold MasterCard®

Intro APR	Intro Period	Regular APR	Annual Fee
See Terms*	See Terms*	See Terms%*	See Terms**

Low APR on purchases
Reports monthly to 4 Major Credit Bureaus
A Credit Card for Those with Less than Perfect Credit!
Quality Customer Service
Accepted where you see the MasterCard or Visa logo
Over 3 million credit card holders
Apply today for a MasterCard/Visa
Enjoy the benefit of 24-hour phone account access
All applications accepted!
All credit types welcome to apply!
This card may be able to help build, rebuild, or re-establish your credit if you make ontime payments with all of your creditors and maintain your account balances below the credit limits.

Total Visa®

Intro APR	Intro Period	Regular APR	Annual Fee
N/A*	N/A*	19.92%	$48*

Instant Online Decision
Free 24-hour Online Account Access
Monthly Reporting to all Major Credit Bureaus
Fraud Protection
Outstanding Customer Service

Access Visa® Card

Intro APR	Intro Period	Regular APR	Annual Fee
N/A*	N/A*	19.92%*	$48*

Instant Online Decision
Free 24-hour Online Account Access
Monthly Reporting to all Major Credit Bureaus
Fraud Protection
Outstanding Customer Service


	`More Credit Options?` Visit our PRE-PAID Card Department

Credit Card Options Menu: - Select your Cards by Type:

Credit Cards for Good People with Bad Credit History - BAY44.com Site Map Privacy Policy

Bad Credit History - Credit Offers

`Bad Credit History - Credit Offers`